Youâ€™ve been planning your wedding for months, if not years. You and your fiancĂ© have found the perfect location. Youâ€™ve bought your wedding stationery, your dress and your flowers. A great caterer has agreed to do your reception. The wedding invitations have either gone out already or will do so soon.
The day you get married will be the most memorable day of your life. But what if something goes wrong? What if the church burns down the day before your nuptials? What if a hurricane closes the beach and ruins your perfect toes-in-the-sand sunset wedding? Or what if itâ€™s something thatâ€™s more mundane, but still disastrous for your plans â€“a strike grounds the airline, your caterer has a family emergency and cancels at the last minute or the church discovers they have made a mistake and double-booked the time.
You many not read about it in wedding blogs but such disasters happen far more often than you might think. When they do occur, the resulting damage often goes far beyond the ceremony. Youâ€™ve already spent hundreds, if not thousands, of dollars on deposits, rentals and reservations. This money can be difficult or impossible to get back if you are forced to cancel. Some contracts even have clauses that stipulate you must pay in full if you cancel within a certain timeframe.
This is where wedding insurance comes in. Wedding event insurance is an affordable way to protect your investment in your big day against cancellation or postponement. It will also protect you against vendor bankruptcies, unexpected illness or injuries, and any covered damage to your attire, rings, and videos or pictures in the event that something goes wrong during the wedding or reception.
Wedding liability insurance is also available; this form of insurance will protect you against financial liability arising from property damage or bodily injury that occurs during your event. Some policies will even cover alcohol-related accidents. Wedding liability insurance has now become so ubiquitous and affordable that many venues are requiring it.
Your wedding day is one of the most important days of your life. Donâ€™t risk the unthinkable â€“buy wedding insurance and rest easy knowing that nothing can spoil your big day.